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With the problem that my sister is having with her leg, she will not be able to shop for any gifts for her family. I realize that many cannot afford to spend a lot for their families this year. I even wonder about businesses and any promotional business gifts that they might need to purchase to advertise their businesses.

I have heard a lot of different ways to handle things. One way to handle the idea of gift giving was to limit gifts to one per person. Try drawing names from a hat or bowl so that everyone will get at least one gift, and each person will only need to spend for one person and not a whole lot of people.

We personally will not be spending a lot because of so many things going on right now. What ever you do, try to avoid bankruptcy. That will not help any one. Most important, be with your families where ever and when ever you can. That in itself is a gift.

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i know that in my last post I had mentioned a fall party. Some families will not feel like doing such a thing, like some who live in New York around the stock market. The thing is that there are still jobs in Manhattan that are going begging looking for the right person to fill the position. For those in New York, or in one of the surrounding areas, do not give up hope.

There are places that still need accountants, nurses, and other types of professional people to fill vacancies. Getting a job right now would certainly help with the hard times in the financial market. Families do need to stick together and whether it be a small matter like a party or a big matter like employment, not giving up is one way to get through the squeeze. I am not talking about putting on a false front here either. The gathering at someone’s house does not have to be fancy and expensive, or over the top. The job itself does not have to have a giant title either, but looking and not giving up, and presenting a solid front are definite positives for any family.

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Just read another article about those in public service (I should have written public ’service’ instead) abusing those they are supposed to help. When there is a loving family for children to be in, why are the children being forced to be in foster care? Is it not abuse to deny children the love of a family? To me that is abuse. Unnecessary abuse when the kids are obviously loved and wanted. What is with the different agencies that lie to families, to children, and break them apart unnecessarily?

I know of other cases where innocent people were harassed, lied to, had money stolen from them, and were persecuted by the people in a supposed “protective” service agency. Why have so many agencies gotten power hungry. What ever happened to serving the public interests instead of persecuting them?

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These days there are many people that are going through tough times.

Some people are hearing from debt collection agencies, some are just trying to stay ahead of the next bill. Some places will follow the law as is set down in the Fair Debt Collection Practices Act, some won’t. I just hope that families are able to keep a roof over their heads and food on the tables.

Trying to avoid any extra bills isn’t always easy. Things like needing to replace the car’s water pump (that’s us right now), to having Doctor’s bills that crop up unexpectedly, to repairs that are needed on the home (leaking roof, plumbing, etc.) can throw any budget out of whack.

The best that anyone can do is try to do their best. Be honest, avoid unnecessary spending, and wait for things to slow down. The most important is - DO NOT GIVE UP !

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