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Some people need lessons on how to treat acne, I apparently need lessons on how to balbance a check book.

It isn’t often that i screw up, but it seems like when I do that I do a really good job of it. I have overdraft protection on the worst hit account, but it still hurts. We could really use that money right now. What else is new?

Each month we get to less than one dollar. We are already cutting corners, I guess that now we will be cutting into the walls, too. We are not homeless, so we are still in better shape than some. I do not like it when I mess up, who does after all.

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We usually go to the smallest penny each month.

This month, a couple of times those pennies went astray. OUCH We need Outer Banks vacations after this mess is straightened out.

So far, I’ve been notified of NSF checks hitting the bank when I hac believed that there was money in there waiting for them. NSF are 3 letters that are dreaded by those who balance check books each month. That overdraft money is really needed in our home, not in the bank’s pocket.

Anyone know where I can sell some paper back books, cheap. Only 50 cents each. Oh, how abaout some unused computer programs discs?

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The time is getting nearer. We should soon be on the road again.

We have been trying to get our van up and running again. It appears that will happen soon. We are both tired of not being able to go where we want, and not being able to visit the people that we care about. Not having transportation can be very frustrating. Not having the money to get the repairs is even more frustrating.

We have been patient, so far. I have never really been able to be very patient. It is one thing to be able to wait, and quite another to have to wait without choice. Some people have prayed for patience, I have never been THAT brave. I have seen what those people go through, and find myself to be basically chicken thinking about patience. :}

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I do not like doctor appointments. Some months there are a lot that we, my husband and his mom and I, have, and other months there are none.

This month we have had a lot. Unfortunately, because of lack of money we have had to cancel many of those appointments. Some have been delayed, some just canceled. I really tried to get one rescheduled, but that department never called back after I left 2 written messages. It was a colonoscopy, there is some risk for your life with that particular test. After the lack of respinse from the nurses in that department, I decided that I didn’t want to risk my life with people who didn’t care. That situation is very unusual with the medical place that we use. They are usually very dependable, so this happening is very rare.

The doctor appointments take a lot of gas to go to and from, then add the co-pay, and these things get expensive. Well, we do what we can with what we have.

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We have been learning a lot about funerals and what needs to be done in order to have them. I have decided that when I die, my body should be used for donation or for science or for both. When I am dead I will not care about what is left over.

If our friend had managed to have some finances set back, it could have been different. Any proper financial reporting that could have been done, might have changed things around considerably. We know that he will be buried with honors at the Veterans Cemetery and his grave will be maintained and supervised. I wish that we could have found family members that were left. Sooner or later maybe they will show, and we will be able to tell them what happened.

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Since my previous post was serious, I decided to let out something that is not serious at all.

My sister knows that I love to see critters, games, food (as if my nick name didn’t give that away), and science articles. Well she sent me a site that has some very cute kittens, and one very smiling cat. Since I have 2 cats myself, I do know when a cat is smiling. So, to cheer up those who want something to grin about, I have put in a link to the site. I haven’t checked out the other pages to see other pictures, but i do believe they are there. I will check them out after I get done here.

On TV the politicians are blaming one political party or another, the fat cat executives in the financial places are stuffing their pockets while they can, while the rest of us just wait to see what will happen next. So here again is a link to something cheerful.

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These days there are many people that are going through tough times.

Some people are hearing from debt collection agencies, some are just trying to stay ahead of the next bill. Some places will follow the law as is set down in the Fair Debt Collection Practices Act, some won’t. I just hope that families are able to keep a roof over their heads and food on the tables.

Trying to avoid any extra bills isn’t always easy. Things like needing to replace the car’s water pump (that’s us right now), to having Doctor’s bills that crop up unexpectedly, to repairs that are needed on the home (leaking roof, plumbing, etc.) can throw any budget out of whack.

The best that anyone can do is try to do their best. Be honest, avoid unnecessary spending, and wait for things to slow down. The most important is - DO NOT GIVE UP !

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